OUR APPROACH TO BUYING

Here are a few things you’ll need to know in order to be best prepared so we can hit the ground running in finding you a fantastic home

WHAT YOU CAN EXPECT FROM US

Here’s what we will bring to your purchase:

BUYING

MORTGAGE PRE-APPROVAL

Because you need to know how much you will qualify for as discussed with and approved by a lending institution. Once this is secured, we’ll be able to start the process that will help you find the home that best fits your needs and criteria.

SELLING

WISH LIST

Let’s determine what is on your wish list for your home purchase! We can streamline the search process for you so that it’s most efficient — showing you the exact properties you’ll want to see.

SEARCH & DISCOVER

As we show you the homes that meet your needs, we’ll take you through them to highlight the positives and negatives and find the one that steals your heart.

MAKING AN OFFER

Our expertise in every market has helped us craft better offers that move sellers and help leverage your position as the ideal buyer to find the best home on the best possible terms.

NEGOTIATING & CLOSING

Now it’s time to hash out the details! We’ll assist you all along the way, explaining things and educating you on the process while advocating on your behalf.

CONGRATS!

You’ve purchased your new home. We’ll also be here to refer you to professionals, so your new house feels like home right away.

HELPFUL CONCEPTS & TERMS

In order to help you make the best purchase possible, we want to introduce you to some familiar concepts you’ll encounter on your buying journey:

BUYING

LAND TRANSFER TAX

Calculated based on the amount of your purchase price, all homes have a provincial land transfer tax. In Toronto, there is both a provincial and municipal land transfer tax.

SELLING

HOME INSPECTION

You may or may not decide to have a home inspection on a property before the purchase (or as part of the conditional period). The cost to do so will range between $300-500; however, it’s a small price to pay for your peace of mind.

MISCELLANEOUS COSTS

This could include things like moving expenses, cleaning services, and trades such as painters or other contractors. We like to advise people to account for about 2% of the purchase price as an average to budget for the closing costs.

CONDITIONAL OFFERS

Where there is little competition for available properties, or when a market is oversaturated, you can make an offer that’s conditional on terms you set. Typical conditions could be “subject to a home inspection” or “subject to you obtaining financing approval.”

FIRM OFFERS

In a heated market where there are more buyers than homes available, it’s not uncommon for a buyer to be competing with others, generating a multiple offer scenario. In this case, a buyer may choose to forgo having any conditions in the agreement.

DEPOSITS

You’ll want to ensure that you have any deposit amount ready and accessible as it’s required within 24 hours of an accepted agreement. The deposit amount will vary based on the purchase price, and it’s applied to the balance of your down-payment.

To get our help, simply fill out this form today.

The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.